Your Dividend Turbo. Ignite it!
April 14, 2019
The best stocks for your portfolio
April 20, 2019
If you love money and your lifetime, dividend income is what you should looking for. When investing in solid companies, it’s one the safest incomes in the world. Most probably safer than your regular main income. And contrary to regular income, once you invested your money in dividend stocks, you can spend your time doing whatever you want and the income regularly flows in and even increases if done right.
All you have to do is start one day. Unfortunately, many people willing to invest are afraid because they believe that investing in dividend stocks is incredibly complicated and risky. Of course, stock prices can fall and dividends can be cut. But if done right, investing in dividend stocks is one of the most lucrative and simple forms of investing.
To help you get started, Income Heroes exist. Each month I visit the websites of financial bloggers investing in dividend stocks around the world to collect their monthly dividend (and sometimes option) income. The data is analysed and presented to proof once again by “big numbers” that growing dividend income rocks. I also publish some rankings to motivate Income Heroes and interested readers alike to continue or start taking the road to financial freedom.
The monthly income history of each blogger is available in detail in an interactive table including an interactive chart. The table also contains links to each blogger’s website.
The monthly income history of each blogger including rankings to better evaluate the progress of each blogger
Participating Income Heroes
Today, more than 40 of the most seasoned financial bloggers from the US, Canada, Europe and Australia are traced. The majority is focused on dividend income, but about a fifth is also selling options.
Highlight of the month:
Dividend income in March of more than 45,000 USD!
The 43 participating financial bloggers received an impressive yearly gross salary within one month with dividends. If you add the option income, you get a bonus of another 10,000 USD on top. On average, each financial blogger received a dividend of 1055 USD, with some bloggers receiving significantly more dividends than others. Most dividends are received by those who have invested in dividend stocks for the longest time.
That’s how much financial bloggers collect, country by country
The following table shows how the income is distributed among the financial bloggers of the different countries. While the US is well ahead this month in terms of dividends, Germany is number one in terms of option income.
| Country | Bloggers | Dividends USD | Avg Dividends USD | Option Income USD | Option Sellers |
|---|---|---|---|---|---|
| United States | 14 | 29282.81 | 2091.63 | 2444.00 | 2 |
| Germany | 15 | 5683.42 | 378.89 | 9190.47 | 4 |
| Canada | 4 | 3487.72 | 871.93 | 0 | 0 |
| Austria | 1 | 2336.44 | 2336.44 | 0 | 0 |
| Italy | 3 | 1646.07 | 548.69 | 73.03 | 2 |
| Finland | 1 | 1524.83 | 1524.83 | 0 | 0 |
| Netherlands | 1 | 670.97 | 670.97 | 0 | 0 |
| Norway | 1 | 313.94 | 313.94 | 0 | 0 |
| Australia | 1 | 224.93 | 224.93 | 0 | 0 |
| Switzerland | 1 | 152.72 | 152.72 | 0 | 0 |
| Hungary | 1 | 61.10 | 61.10 | 0 | 0 |
| Total | 43 | 45384.95 | 1055.46 | 11707.50 | 8 |
Top 10 financial bloggers by monthly income
Some financial bloggers not only generate income from dividends, but also from option selling. Option selling involves a much higher level of effort and risk, but when it works, monthly income may be much higher than a pure dividend income. Here are the top 10 financial bloggers with the highest total income:
Despite all option income 1st place goes to Mr. Tako Escpapes, a flawless dividend investor. Our blogger colleague from the US received almost 11 thousand USD in dividends in March. Still in 2016 it was only half as much. While some bloggers aim to distribute dividends as evenly as possible over the months, Mr. Tako obviously doesn’t care when his mony arrives. His dividend months are the typical quarterly months in which most US companies pay their dividends.
Top 10 financial bloggers by cash flow yield
The amount of income highly depends on the market value of your portfolio. The higher its market value, the easier it is to generate high income. However, comparing income to market value allows to calculate a yield which is independent of the porftolio size. Here the 10 financial bloggers with the highest yield in the last month:
Without exception, option sellers occupy the top places here. Geldchallenge achieves a monthly yield of 3.3% on his portfolio. That is extraordinarily high. I personally (Wachstumswerte.Net), as an option seller, am also satisfied with monthly returns of 1%. Those who rely exclusively on dividends achieve a lower monthly return. Yet 0.5% or even slightly more is possible. In terms of the reduced risk, 6% cash for the year is not bad either, especially since dividends often rise annually without any effort on your part.
Top 10 financial bloggers according to stable income growth
The yield of a single month is only a small part of the long road to financial freedom. Even more important is a stable increase in income over a longer period. For this reason, this analysis looks for the stability of income growth over the last 12 months. The size of the portfolio does not matter.
The stability of the income is expressed by a number from +1 to -1. If the income fluctuates strongly the metric’s value is close to zero. If the income fluctuates strongly or even declines, the stability is low. If the income increases – which should be anyone’s objective – the metric’s value approaches +1.
And here are the top 10 bloggers with the highest income stability:
Since income from dividends can be better planned than income from option income, pure dividend deposits have a clear advantage here. Places 1 to 3 go to Germany, followed by places 4 to 6 to Canada.
Top 10 financial bloggers by 12-month income growth
In order to achieve financial freedom, income should not only grow steadily, but also as strongly as possible. Therefore, the income of the last 12 months is compared with the income of the previous 12 months. This comparison may be seen as the supreme discipline and can be found on many financial blogs.
And here are the financial blogs with the highest growth rates in a 12-month comparison:
It is easier for smaller portfolios to increase dividends substantially within a year. This fact is a great motivator right at the beginning. It is simply fun to see your dividends grow by percentage points that are usually not achievable with ordinary labour income.
Conclusion: All bloggers on the right track
If you take a closer look at the overall results, you will see that there is much to be found even beyond the top 10 positions. And finally, the placement is secondary. It is crucial that all participants take their financial future into their own hands and thus have the best prospects for a self-determined, financially secure future.
And if you’re already investing in solid dividend stocks, you may be interested in the a specialized screener for long-term investors detecting high-quality dividend stocks by focusing on sustainable profit-growth first and on dividend history and pay-out ratios second.
