Income Heroes Update January 2019

Many people around the world successfully follow this path, and some of them share their experience on the web, so anyone interested can follow their example. I call these bloggers Income Heroes. Each month I visit their websites and collect the data they publish, namely monthly dividend and option income including the market value of their portfolio if published. This data is analysed and presented to proof once again by “big numbers” that dividend income is a key to financial freedom. I also publish some rankings to motivate Income Heroes and interested readers alike to continue or start taking the road to financial freedom.

The monthly income history of each blogger is available in detail in an interactive table including an interactive chart. The table also contains links to each blogger’s website.

The monthly income history of each blogger including rankings to better evaluate the progress of each blogger

Participating Income Heroes

About 40 of the most seasoned financial bloggers from the US, Canada, Europe and Australia are traced. The majority is focused on dividend income, but about a fifth is also selling options.

This month the following bloggers joined Income Heroes:

Finanzlognews– dividends from the financial blogger hub:

la mia tredecesima – the 13th salary made of dividends:

Highlight of the month:

More than 22,000 USD dividends

Dividend income in January amounted to 22,683 USD, an increase of 15.4% compared to January last year, when it was “only” 19,660 USD. A remarkable increase, mainly due to disciplined investing and growing dividends. And even as high as 27.5% when comparing both amounts in Euro!

Dividend Paradis DividendStocks.Cash

Top 3 financial bloggers by income

A seasonally weak dividend month and rising stock markets have given option sellers an advantage over pure dividend investors. Accordingly, the first three places are occupied by option sellers. I myself am in 3rd place and did not receive a single dividend in January, which will change next month.

1. Geldchallenge with 3,833 USD from dividends and option income
2. DivGro with 3,003 USD from dividends and option income
3. Wachstumswerte.Net with 2,659 USD from option income

Top 3 financial bloggers by monthly income

At places 4 to 6 there are pure dividend investors with income between 1,700 and 2,100 USD.

Top 3 financial bloggers by realised income

The amount of income highly depends on the market value of your portfolio. The higher its market value, the easier it is to generate high income. However, comparing income to market value allows to calculate a yield which is independent of the porftolio size. Here the 3 financial bloggers with the highest yield in the last month:

1. Geldchallenge with 2.8% from dividends and option income
2. Wachstumswerte.Net with 1.02% from option income
3. Mission-CashFlow.de with 0.49% from dividends and option income

Top 3 financial bloggers by realised yield last month

In terms of yield, the option sellers are usually ahead. However, the additional income is bought at a higher risk. Each option seller with some experience made months of losses. A risk that understandably not every investor is willing to take.

Option Income of Mission CashFlow.de mostly positive with exception of a single month

Top 3 financial bloggers according to stable income growth

The yield of a single month is only a small part of the long road to financial freedom. Even more important is a stable increase in income over the months. For this reason, this analysis looks for the stability of income growth over the last 12 months. The size of the portfolio does not matter.

The stability of the income is expressed by a number from +1 to -1. If the income fluctuates strongly the metric’s value is close to zero. If the income fluctuates strongly or even declines, the stability is low. If the income increases – which should be anyone’s objective – the metric’s value approaches +1.

And here are the top 3 bloggers with the highest income stability:

1. Osztalèk Csaszar with a stability of +0.79
2. Dividend Income Stocks with a stability of +0.78
3. Finanzblog News with a stability of +0.76

Top 3 financial bloggers with most stable income

Once again Osztalèk Csaszar managed to reach 1st place. Dividend Income Stocks improved by one place to second place. Our new member Finanzblog News took third place.

Since the income from dividends is easier to plan than income from option income, pure dividend investors have a clear advantage here. The best placed blogger with option income this month is again Mission-CashFlow.de in 9th place (10th place last month).

Top 3 financial bloggers in a 12-month comparison

In order to achieve financial freedom, income should not only grow steadily, but also as strongly as possible. Therefore, the income of the last 12 months is compared with the income of the previous 12-month period. This evaluation is, so to speak, the supreme discipline and can be found on many financial blogs.

And here are the financial blogs with the highest growth rates in a 12-month comparison:

1. Finanzblog News with 356% growth
2. Wachstumswerte.Net with 229% growth
3. Finanzen mit Plan with 161% growth

Top 3 financial bloggers with the highest 12-month growth rate

FinanzBlog News has pushed ahead Wachstumswerte.Net and Finanzen mit Plan . While the strong growth in revenues at Finanzblog News and Finanzen mit Plan is probably due to high investments, I owe the higher revenues to a better result in the option sale.

Conclusion: All bloggers on the right track

If you take a closer look at the overall results, you will see that there is much to be found even beyond the top 3 positions. And finally, the placement is secondary. It is crucial that all participants take their financial future into their own hands and thus have the best prospects for a self-determined, financially secure future.

And if you’re already investing in solid dividend stocks, you may be interested in the a specialized screener for long-term investors detecting high-quality dividend stocks by focusing on sustainable profit-growth first and on dividend history and pay-out ratios second.