VISA Stock – not as pricey as it seems
May 12, 2020
Unilever Stock – Safe dividends at a low price
May 18, 2020
To generate passive income in the Middle Ages, you had to be blessed with blue blood and medival prototype-freelancers. And I still don’t get it how it should have been possible for an ordinary mortal to build up passive income a hundred years ago. However, I do know how to do it nowadays. Today, you sit in front of your computer and set up your plans for savings with just a few clicks of the mouse – and the starting signal for long-term wealth growth is set.
Before the Internet age, the monthly execution of a savings plan required a fairly long walk
For the 38 Income Heroes the starting shot has long since faded away. Their passive income has been growing for years and will not even stop in a stock market crash. In April, their equity portfolios recovered from the crash month of March ?. The average portfolio value in April was 273,000 USD, 30,000 USD higher than the previous month. Therefore the mood ? is positive and the finance bloggers are optimistic about the financial future ?. The confidence is justified, because in April they jointly collected dividends of over 24,800 USD ?. No less than 4 participants enjoyed record dividends last month ?.
These achievements show that you should not be scared of price slumps and even a stock market crash. The stocks of stable dividend payers will survive the Corona crash and also the crises that follow. And in the years between the crashes we will continue to profit from rising prices and dividends, which you can easily find with the Dividend Screener, for example. In the financial community, the Dividend Screener is the tool of choice. In addition, you will find free stock analyses on my You-Tube Channel and on the Dividend Blog.
Passive Income as Internet Trash
Various types of passive income are advertised on the Internet. Most types are based on the Internet and do not exactly contribute to its quality improvement. For example, you can bombard the Internet with niche sites, write or have an e-book written “on the fly”, become a YouTube star or design your own fashion collection in the T-shirt business. The catch is that all these types of passive income cause a more or less large amount of work and usually also require constant supervision, because otherwise the passive income runs dry. If it should ever start to flow at all.
I praise dividends. Firstly, I don’t have to bother the Internet and my fellow human beings and secondly, the passive income from dividends is actually not generated by myself, but by others. All those who work in the company – without me getting on their backs. The disadvantage is that I need money to buy the stocks. But hey, what are savings plans used for?
Heroics of the financial bloggers in April
In April, 38 financial bloggers shared their revenues with us. The largest account is worth 861,000 USD and the smallest account in April is 2,237 USD. On average, every financial blogger collected dividends of 660 USD. The highest dividend in April was received by Dividend Hawk from Norway at 3,312 USD which corresponds to a respectable monthly salary.
New dividend records
Four Income Heroes have enjoyed record dividend income in the last month. Congratulations!
| Income Hero | Country | Dividend |
| Dividends Down Under | Australia | 563,06 |
| Finance Journey | Canada | 1036,06 |
| Finanzblog News | Germany | 461,74 |
| Young Dividend | USA | 2122,09 |
The following table shows how the income is distributed among the financial bloggers of the different countries. Meanwhile, most bloggers are from Germany. Consequently, Germany takes the lead in terms of both dividends and option selling.
| Country | Bloggers | Dividends USD | Avg Dividends USD | Option Income USD | Option Sellers |
| Germany | 17 | 8183,55 | 481,39 | 1685,1 | 4 |
| USA | 9 | 8212,9 | 912,54 | 1014 | 1 |
| Canada | 3 | 1975,58 | 658,53 | 0 | 0 |
| Italy | 2 | 671,47 | 335,74 | 0 | 0 |
| Australia | 1 | 563,06 | 563,06 | 0 | 0 |
| Finland | 1 | 3312,24 | 3312,24 | 0 | 0 |
| Netherlands | 1 | 309,28 | 309,28 | 0 | 0 |
| Norway | 1 | 610,9 | 610,9 | 0 | 0 |
| Austria | 1 | 1352,25 | 1352,25 | 0 | 0 |
| Hungary | 1 | 127,1 | 127,1 | 0 | 0 |
Do you want to profit from growing dividends and capital gains as well? The dividend screener on DividendStocks.Cash contains hundreds of the best dividend stocks worldwide, including easy-to-understand metrics and interactive charts.
“Excellent tool for investors looking for quality stocks in a fast and easy manner” – TRADERs’ magazine
Top 10 financial bloggers by monthly income
Some financial bloggers not only generate income from dividends, but also from option selling. Option selling involves a much higher level of effort and risk, but when it works, monthly income may be much higher than a pure dividend income. Here are the top 10 financial bloggers with the highest total income:
Top 10 financial bloggers by monthly income
Top 10 financial bloggers by cash flow yield
The amount of income highly depends on the market value of your portfolio. The higher its market value, the easier it is to generate high income. However, comparing income to market value allows to calculate a yield which is independent of the portfolio size. Here the 10 financial bloggers with the highest yield in the last month:
Top 10 financial bloggers by cash flow yield
Top 10 financial bloggers according to stable income growth
The yield of a single month is only a small part of the long road to financial freedom. Even more important is a stable increase in income over a longer period. For this reason, this analysis looks for the stability of income growth over the last 12 months. The size of the portfolio does not matter.
The stability of the income is expressed by a number from +1 to -1. If the income fluctuates strongly the metric’s value is close to zero. If the income fluctuates strongly or even declines, the stability is low. If the income increases – which should be anyone’s objective – the metric’s value approaches +1.
And here are the top 10 bloggers with the highest income stability:
Top 10 financial bloggers according to stable income growth
Since dividend income can be better planned than income from option selling, pure dividend investors have a clear advantage here.
Top 10 financial bloggers by 12-month income growth
In order to achieve financial freedom, income should not only grow steadily, but also as strongly as possible. Therefore, the income of the last 12 months is compared with the income of the previous 12 months. This comparison may be seen as the supreme discipline and can be found on many financial blogs.
And here are the financial blogs with the highest growth rates in a 12-month comparison:
Top 10 financial bloggers with the highest 12-month growth rate
It is easier for smaller portfolios to increase dividends substantially within a year. This fact is a great motivator right at the beginning. It is simply fun to see your dividends grow by percentage points that are usually not achievable with ordinary labour income.
Conclusion: All bloggers on the right track
If you take a closer look at the results, you will see that there is much to be found even beyond the top 10 positions. And finally, the placement is secondary. It is crucial that all participants take their financial future into their own hands and thus have the best prospects for a self-determined, financially secure future.
And if you’re already investing in solid dividend stocks, you may be interested in the a specialized screener for long-term investors detecting high-quality dividend stocks by focusing on sustainable profit-growth first and on dividend history and pay-out ratios second.
